The science bit…

A debt management plan is an informal payment arrangement between your client and their creditors. It is not binding or contractual, and they can stop at any time.

With recent world financial events heavily publicised, it isn't difficult to understand that with the absence of funding liquidity, intermediaries have to find other ways to help their clients manage their monthly finances better. Financial instruments such as DMP's are now acceptable solutions to have a positive effect on your clients finances.

Your client may:

  • have fallen into mortgage arrears, and have large amounts of unsecured debt

  • be facing repossession

  • be coming to the end of a fixed rate mortgage, and realise that previous surplus funds are no longer adequate to cover unsecured debts

  • be relying on credit card balance transfers to cover their living expenses

  • not be aware that some credit card balances are being automatically reduced

  • be unable to source any sub-prime lending products

  • have experienced a drop in their house prices, and subsequently have less LTV available for re-finance

  • have a maximum offer that doesn't fully cover their consolidation requirement

The process:

  • Provide us with your clients name and number

  • We'll call them and build a DM plan that suits their circumstances

  • We'll email you the pre-completed pack for your client to sign

  • Send the pack back to us, we'll collect their payment and send your 60% commission

What happens next...

  • We'll contact all their unsecured creditors to renegotiate their payments

  • In most cases we will ensure their creditors freeze the interest on outstanding accounts

  • Your client makes their first payment to us 4 weeks later and we take over all payments direct to their creditors. Your client can look forward to a more affordable future.

Debt Management needn’t be confusing... just ask an expert.

Apply Online Register with us

y3s offers more.
For your client we will:

  • Reduce their monthly unsecured outgoings to a more affordable payment
  • Offer a free nationwide courier service should they/you prefer it*
  • Take control of all correspondence from their creditors
  • Offer a free SIM card and number on any network to avoid unwanted calls
  • Return their first month's fee after 3 years of successfully making their payments
  • Provide a dedicated Client Liaison Officer who will look after all their needs

*we pay 50% commission where courier is dispatched.

Want more info?

Call us on 0845 466 6565 or get us to call you back and explore a new income stream.

y3s is a trading name of BMB Financial Limited. Company registered in England no. 6398700. Consumer credit license no.612037. Directly authorised by the FSA to carry out regulated insurance contracts certificate number 477727. All loans are secured on property and are subject to status. y3s and the y3s logo are trademarks belonging to the parent company y3s group limited and are licensed to BMB Financial Ltd.